February 23, 2026 · 3 min read
Clienta vs MOCO vs Toggl+Lexoffice: 2026 Comparison
Honest comparison for freelancers and small agencies: features, pricing, and e-invoicing readiness across Clienta, MOCO, and Toggl+Lexoffice.
Table of contents
- Who this comparison is for
- Feature comparison
- Pricing comparison (corrected)
- Where Clienta is stronger
- 1. Approval before billing
- 2. Security in daily project operations
- 3. Small-team pricing efficiency
- Where Clienta is not yet strongest
- 1. Integrations
- 2. E-invoicing formats today
- Verdict
- Sources and pricing date
If you are a freelancer or small agency in the DACH region, you'll usually end up choosing one of three routes:
- Clienta: One connected tool for tasks, time, and invoicing
- MOCO: A mature agency ERP platform
- Toggl Track + Lexoffice: Two specialist tools combined
I'm the founder of Clienta, so this is not a neutral teardown. The point of this post is to make trade-offs explicit and useful.
Who this comparison is for
- Solo freelancers and small teams (1-15 people)
- DACH-oriented operations
- Need at least task management, time tracking, invoicing
- Want a practical decision, not a generic feature dump
Feature comparison
| Feature | Clienta | MOCO (Core) | Toggl + Lexoffice |
|---|---|---|---|
| Time tracking | Yes (timer + manual) | Yes | Toggl: yes (very strong) |
| Task management | Board, table, spreadsheet | Basic tasks | No (requires third tool) |
| Client Approval Workflow | Yes | No | No |
| Encrypted Vault | Yes (AES-256) | No | No |
| Invoicing | Yes (PDF, branding) | Yes | Lexoffice: yes |
| Swiss QR invoice | Yes (native) | Yes | No |
| E-invoicing (XRechnung/ZUGFeRD) | Planned | Yes | Lexoffice: yes |
| DATEV export | Yes | Yes | Lexoffice: yes |
| Bank reconciliation | No | Yes (Pro) | Lexoffice: yes |
| Integrations | None (yet) | Slack, Jira, etc. | Toggl: broad integration set |
| Mobile app | No (yet) | Yes | Toggl: yes |
Pricing comparison (corrected)
The key correction: Clienta's entry tier is not priced per user.
| Scenario | Clienta | MOCO Core | Toggl Starter + Lexoffice |
|---|---|---|---|
| 1 person | CHF 9 | from CHF 14 | from USD 10 + EUR 11.90 |
| 3 people | CHF 9 | from CHF 42 | from USD 30 + EUR 11.90 |
| 5 people | CHF 9 | from CHF 70 | from USD 50 + EUR 11.90 |
Clienta pricing model:
- CHF 9/month includes up to 5 users (owner + 4 team members)
- Professional supports up to 15 users (owner + 14 team members)
Where Clienta is stronger
1. Approval before billing
Client Approval Workflow means clients can approve billable tasks/hours before invoice creation.
2. Security in daily project operations
Encrypted project Vault keeps credentials and sensitive links in-context.
3. Small-team pricing efficiency
For teams up to 5 users, flat entry pricing can be much more predictable than per-user models.
Where Clienta is not yet strongest
1. Integrations
MOCO and Toggl currently win on ecosystem breadth.
2. E-invoicing formats today
MOCO and Lexoffice support XRechnung/ZUGFeRD now. Clienta has this planned. If e-invoicing compliance is urgent, read: E-invoicing for freelancers: what is mandatory in 2025/2026.
Verdict
Choose Clienta if you want:
- one connected loop from tasks to billing
- approval-based client collaboration
- predictable pricing for teams up to 5 or 15 users
Choose MOCO if you need:
- broader agency-ERP functionality right now
- mature integration and established workflows
Choose Toggl + Lexoffice if you want:
- specialist best-of-breed tools
- and accept more tool switching in return
Sources and pricing date
- MOCO pricing: mocoapp.com/pricing
- Toggl pricing: toggl.com/pricing
- Lexoffice pricing: lexoffice.de/preise
Pricing references checked on February 23, 2026. Vendor terms can change.
Related reads: Die wahren Kosten von zu vielen Freelancer-Tools (German), Clienta vs MOCO vs Toggl+Lexoffice: Vergleich 2026 (German).
Quick feature table without the narrative: Clienta vs. MocoApp comparison page.
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